📚 Lesson 2: The Power of Passive Income (10-Year View)

Rohith and Prakash both earn 1,00,000/month. Rohith saves his first 3 months' salary and invests 3,00,000 in a fixed deposit earning 7% annual interest. From April 2024, he invests 50,000 + monthly FD interest into mutual funds.
Prakash starts investing 50,000/month into mutual funds from January 2024.

By January 2034, who will have more wealth, and why?

Rohith vs. Prakash – Long-Term Wealth Builders

📊 Final Comparison (Jan 2034)

| Person | Final Amount | Difference |

| **Rohith** | 1,18,39,700 |

| **Prakash** | 1,15,01,900 |

+3,37,800** in favor of Rohith

Here’s your year-by-year growth chart comparing Rohith and Prakash’s investment portfolios from 2024 to 2033:

🎯 Key Takeaways for Lesson:

Even though Rohith delayed his start by 3 months, his use of FD interest as passive income gave him a compounding edge.

Small boosts like FD interest matter over the long term.

Rohith ended 3.37 lakhs ahead of Prakash in 10 years — without investing more from salary than Prakash.

That’s how you start escaping the matrix. You're not just playing the game—you're learning to bend the rules within the system.

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